· The state of Texas has consumer protection laws that limit the number of interest creditors can charge for certain types of loans. These legal limitations are intended to prevent the practice of usury, which is the charging of excessive interest and fees on loans made to consumers and businesses.
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(B) does not include a commercial loan made for the purpose of financing a business licensed by the Motor Vehicle Board of the Texas Department of Motor Vehicles under Section 2301.251(a), Occupations Code. Added by Acts 1999, 76th Leg., ch. 62, Sec. 7.18(a), eff. Sept. 1, 1999.
You have the right to file a complaint against Residential Mortgage Loan Originators, State Commercial Banks, Texas Department of Banking, 512-475- 1300
A commercial loan broker works on behalf of investors of commercial properties as an intermediary between a borrower and a lender. Commercial mortgage brokers have many lending sources and do not lend their own funds. The main purpose of a commercial mortgage broker is to evaluate the commercial transaction and place it with the lending source.
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Texas Commercial Loan Lenders. Commercial lenders, whether for small business, hard money or others can be difficult to find. Lender411 has a number of commercial lenders in its directory. Find one near you by filling out the form at the top of this page.
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